Eileen’s husband now receives a trust check every quarter. But the couple, who are both in their 60s, have recently discovered that if he dies before Eileen does, Eileen will not inherit his share. Instead, the $2 million trust will go to the couple’s daughter, who is next in her family. Eileen will get nothing. … Read more
A $3.8 million nest egg sounds like a lot to some people. For some couples, it becomes a debate about what comes next — and whether “retirement” really means doing nothing at all. On the “Ramsey Everyday Millionaires” YouTube channel, a caller named Eunice told Ramsey her husband of 50 years that she wanted to … Read more
A 20-year-old kid with $50,000 in debt on a $50,000-a-year income called The Ramsey Show to ask for help getting out of the hole. The problem: he was very serious about 12 hours earlier. “I just traded in a 2023 Tesla Model 3 last night for a truck because in the winter in Wisconsin, an … Read more
Christopher of Seattle earns $101,000 a year and his wife earns $100,000, putting their family at a combined income of $201,000. He wants to run for state representative, which means quitting his current job and taking a $34,000 pay cut. His wife supports the idea. You’ve almost completed Dave Ramsey’s Baby Step 3, which means … Read more