Market volatility poses a major risk to young retirees. Here’s how to prepare

How to keep your money safe amid this economic and political uncertainty

Ciara Horton | A minute | Getty Images If you’re ten years away from retirement, the current stock market volatility can be a good reminder of the risk ahead for your nest egg. Although stocks tend to offer the best opportunity for long-term growth despite their ups and downs, a continuous market decline leading to … Read more

Four ways to secure your finances in this terrible job market

Four ways to secure your finances in this terrible job market

Open this photo in the gallery: Today’s labor market is sluggish, and uncertainty is high.diego_cervo/iStockPhoto/Getty Images We are not, technically, bankrupt. But for those who are currently unemployed, we can be too. We are in what economists call a “low-fire, low-hire” market. Employers are shedding jobs left and right as they may be in a … Read more

‘Gut feeling.’ When my husband had a stroke, I managed our finances. Now I suspect that we have been cheated by our advisor. Now why?

'Gut feeling.' When my husband had a stroke, I managed our finances. Now I suspect that we have been cheated by our advisor. Now why?

Question: “My husband who took care of all our finances suffered a stroke. It seems that he will not be able to start his finances from now on. Now I take care of everything and I am burdened by my head. I have the feeling that our financial plan has prepared us to remove a … Read more

Social Security needs money to fix its deficit. The question is who will pay?

Sen. Bill Cassidy on Social Security: Proposing changes to the Social Security trust fund

People walk through downtown Detroit on April 19, 2025. Dominic Gwinn | Afp | Getty Images Social Security is the largest social insurance program, paying about 75 million Americans every month. However the program is facing an imminent funding shortfall. The Social Security fund for pension benefits could run out by 2032, which could result … Read more

Bills are bankrupting Americans

Bills are bankrupting Americans

The widespread costs and expenses of a health crisis are pushing many Americans into financial trouble, a new study has found. What You Should Know According to a new study by the financial services company JG Wentworth, conducted in February 2026 and evaluating 1,421 adults in the US, almost half of each person’s bankruptcy is … Read more

6 economists and real estate experts predict where mortgage rates are headed in April – and more

6 economists and real estate experts predict where mortgage rates are headed in April - and more

Mortgage rates are sitting at 6.38%, according to the latest data from Freddie Mac – up slightly from earlier this year, but still lower than last year (in January 2025, rates rose to a little over 7%). (You can see mortgage rates in your area herefrom our marketing partner Bankrate.) So what’s next for mortgage … Read more

Do you work, live with your parents – and pay for all living expenses? You are not alone these days.

Do you work, live with your parents - and pay for all living expenses? You are not alone these days.

Less than 10% of working Americans live with their parents, according to data from 2020 and 2022 from the Employee Benefit Research Center. Among them, more than one-third cover all living expenses in full, such as mortgage payments, rent or utilities. And that can cause financial problems. Samita Thephasit, research assistant at EBRI wrote in … Read more

‘I never stopped living like a college student.’ I’m 37 years old, I usually only make $13K a year, but I have investments and a $1.2M house. I don’t want to sell it, but I want a lot of money. Now why?

'I never stopped living like a college student.' I'm 37 years old, I usually only make $13K a year, but I have investments and a $1.2M house. I don't want to sell it, but I want a lot of money. Now why?

Question: “I am 37 years old and together with my partner, we usually had a combined annual income of $10-13K a year. We did not stop living like college students. But thanks to a well-made agreement, I have my house, and it was worth $1.2 million in 2020. My plan was to take that money … Read more